- The rules of superannuation funds usually provide for a benefit to be paid where a member can no longer work and is unlikely to ever work again due to physical or mental illness or injury.
- Each superannuation fund will have its own governing rules and insurance arrangements under which the benefit is payable
- For more information regarding what is considerd when determining eligibility to receive a disability benefit click here for an overview
- You can also withdraw your super one you reach your preservation age. Below is a guide as to at what age you will have rights to access your super:
| Your date of birth | Age you can access your super (Preservation age) |
| Before 1 July 1960 | 55 |
| 1 July 1960 – 30 June 1961 | 56 |
| 1 July 1961 – 30 June 1962 | 57 |
| 1 July 1962 – 30 June 1963 | 58 |
| 1 July 1963 – 30 June 1964 | 59 |
| From 1 July 1964 | 60 |